About us


Cocoa Sika is a financial technology company that is positioned to provide instant credit with low interest rate  to commercial cocoa farmers in Ghana. This come as a complete package that grant employees and families of cocoa farmers easy access to healthcare amongst others. The Ghanaian cocoa farmer plays a crucial role in Ghana’s economic development in respect of rural employment.


Cocoa sika intends to reach out to the  entrepreneurial cocoa farmers who make up 25% of the farmers’ population but contribute over 80% of the total Cocoa output in Ghana. This is made possible through collaborations with key partners like Ghana Cocoa Board, Licensed Buying companies, Certification Bodies, Cocoa farmers association, etc.



Get Farmer Credit Scoring, Loan Pricing and Farm Business Performance etc.